Covid-19 Financial Tip
If your bank is offering you the opportunity for loan/mortgage payment deferral then take it, even if you don't need it. Use the payments you would have made to reduce your higher interest credit card balances.
Extending your loan/mortgage term for a few months ain't gonna kill you. If you run into liquidity problems you would still have access to those funds through that same credit card.
Let's be fiscally intelligent and responsible in this time of COVID-19.